Archive for October, 2019

How to Determine If You Can Afford to Buy a Home

Wednesday, October 30th, 2019

The gap between the increase in personal income and residential real estate prices has been used to defend the concept that we are experiencing an affordability crisis in housing today. It is true that home prices and wages are two key elements in any affordability equation. There is, however, an extremely important third component to […]

Know The Facts About Buying A Home

Monday, October 28th, 2019

  Bottom Line: 78.1% of loan applications were approved last month You don’t need to have more than 20% down Over 90% of homeowners have positive equity   Buying a home doesn’t have to be a scary and stressful process! We are here to help whenever you are ready, just give us a call at […]

Housing Prices

Monday, October 21st, 2019

Borrower’s Market Things To Keep In Mind: It is currently easier to get loans from lenders Loans that had negative amortization are gone The number of unconventional loans has increased since 2018

Fall To Winter Fix Ups

Friday, October 18th, 2019

Make Sure Your Home Is Ready For The Winter!   With winter around the corner you need to check up on your home! Getting your HVAC serviced is more important than you may think, and here’s why. Higher Efficiency: Low efficiency makes your system work harder causing it to shorten its life and raise your […]

Mortgage Process

Monday, October 14th, 2019

Your Go-To Guide: Bottom Line: Once you have done all your research and have talked to professionals, the process is stress free! If you have any questions about being a home owner don’t be afraid to reach out to us at 651-777-3434

New Listing!

Wednesday, October 9th, 2019

Absolutely adorable update rambler in Roseville schools! Quiet street, tucked away but with easy access to highways and both Minneapolis and St. Paul. Contact The Smith Team at 651-777-3434 today if you believe this is your forever home!

The Acronyms You Need To Know

Monday, October 7th, 2019

New Listing!

Thursday, October 3rd, 2019

Don’t miss out! Located on a picturesque tree-lined street of mid-century modern homes, just blocks from the Mississippi River; this expansive rambler awaits you. From the rolling front lawn to the secluded and private back yard, this home has been lovingly maintained for years and is ready for a new owner. Contact The Smith Team […]

Get Ready For Your Successful Remodel!

Wednesday, October 2nd, 2019

Are You Ready To Remodel Your Home?   Thinking about remodeling your home? Read this article from Family Handyman for 20 tips on remodeling your home!    

Being A Part Of A Community

Tuesday, October 1st, 2019

  Belonging To Something Bigger: When you move into your new house you join a new neighborhood and a new community. This lets you meet new people that share the same pride, that you have, for living where you do. Establishing those new connections with your neighbors, is a wonderful way to feel welcomed and […]